A membership that goes beyond banking.

*To be an Exchange Club Member, you must have an Exchange Club checking account.

Exchange Club
Membership Perks

  • All-inclusive trips and tours
  • Special events during the holidays
  • Quarterly newsletter with insider tips and upcoming events

Exchange Club Checking Account Benefits

Our Exchange Club checking account is a tiered interest rate checking account that rewards you with higher rates the more you save. Not only does this account help your money grow faster but it also comes with extra benefits like free checks to make sure your money is working for you.

  • Variable interest rates
  • Compounded daily, paid monthly
  • Free club checks
  • Unlimited check writing
  • Overdraft protection plan
  • Unlimited Exchange Bank ATM usage
  • Six free non-Exchange Bank ATM transactions per month

Apply online for your Exchange Club checking account in as little as 5 minutes

Apply Now

You must deposit $1,000 to open this account. 

Per Statement Cycle requirements: *Fees: $10 if average daily balance falls under $1,000.00; overdraft fees when applicable.

Rate May Change. APY effective publication date.

Average Daily Balances of:
$0.01-$9,999.99 – 0.20% Annual Percentage Yield (APY) | $10,000.00-$24,999.99 0.40% APY | $25,000.00-$49,999.99 0.50% APY | $50,000.00-$74,999.99 – 0.65% APY | $75,000.00 and up – 0.75% APY

Fees may be charged to the account which could reduce earnings.