Choose the product that suits you best.
Business Checking
- Required opening deposit $50.00
- No minimum balance
- $5 service charge per statement cycle
- $0.25 per “check” or “preauthorized transfers out” over 25 items
Business Savings
- Required opening deposit $50.00
- $50 average daily balance to avoid $3 service charge
- Interest bearing account
- $1.00 per “withdrawal” or “preauthorized transfers out” if average daily balance falls below $50.00
Business Money Market
- Required opening deposit $1,000.00
- $1,000.00 average daily balance to avoid $10 service charge
- Interest bearing account
- $0.15 per “check” or “preauthorized transfers out” if average daily balance falls below $1,000.00
Business Advantage
- Required opening deposit $50.00
- No minimum balance
- $0.25 credit back per $100 average daily balance at end of statement cycle, not to exceed service charge, overdraft fees still apply
- $10 service charge per statement cycle, plus $0.10 charge per non-ACH/POS deposit & $0.15 charge per non-ACH/POS debit
Business Online Banking
Exchange Bank Business Online Banking gives you secure online access to all your Exchange Bank business accounts at your home or office, 24 hours a day, 7 days a week. Manage your business finances when it makes the most sense for you with Business Online Banking.
With Business Online Banking you can:
- View account balances and history
- Review transactions
- Set up account alerts
- Export to money management software
- Transfer funds between Exchange Bank accounts
- Review and search for stop payments
- Customize and define access per employee
- Retrieve previous account statements
Automated Clearing House (ACH)
ACH Origination simplifies the business of doing business. For you, that means a straightforward payroll process — fewer checks to buy, print, sign and reconcile. With ACH Origination through Exchange Bank you will be able to send payments to vendors, collect payments from your customers, and give your employees the convenience of having their payroll direct deposited into their account. It’s a safe, quick and easy way for people to pay you, which means you’ll see more on-time payments. ACH Origination offers you a flexible, cost effective and secure way to send electronic transactions.
Merchant Capture
Exchange Bank Merchant Capture can help you streamline your deposit process. It’s an advanced image-capturing system that allows you to send endorsed check images directly to Exchange Bank without leaving the office. All you need is a scanner and an Internet connection. With Merchant Capture, checks are in your account faster and you say goodbye to courier fees or making multiple trips to the bank.
Merchant Processing
Whether you need to accept payments in your store, online, or on-the-go, we’ll help you find the right products. With the best in payments technology and the highest level of customer service, your business will succeed in today’s market.
Whatever you need, we have the right solution.
- Multiple ways to accept credit card payments through iOS or Android devices
- Software for storing their database and setting up recurring billing
- Shopping cart integration
- QuickBooks Sync Pay integration
- Point of Sale systems that track time and attendance, and manage inventory
- Ticketing solutions
- Loyalty programs, gift cards and more!
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability. * You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated
Business Debit Card
No matter where you are or what you need, Exchange Bank’s Business VISA Debit Card offers much more flexibility and security than cash and checks
- Use for purchases or to get cash
- A card for everyone in your business who needs one
- Accepted almost anywhere in the world
- Safer than cash
- 24/7 Fraud Monitoring
- Save time with the latest chip technology including support for contactless transactions
- Zero liability from unauthorized use*
- Payments are deducted automatically from your checking account
- With up-to-date balances and itemized statements, you can keep track of every purchase
