Exchange Bank combines the convenience of online lenders with the personal touch of your local bank.

Married couple shaking loan officer's hand.

If sometimes you feel like you’re facing an avalanche of mortgage lender options, we hear you. Ever since the advent of online mortgage lenders, potential homebuyers have had more mortgage options than ever.

On one hand, you have the convenience and self-guided flexibility of online lenders. You can choose when you want to contact them and how (whether it’s two in the morning over live chat, or three in the afternoon over the phone). However, your mortgage lender and your information will be in a call center, most likely far away from your location.

On the other, you have the personal touch, customer service, and local knowledge and resourcefulness of your local bank. You can meet your lender face to face, rarely have to wait on hold, take advantage of any local realtor insider scoop, and have access costs savings knowledge and tips that can occur on the local level. However, you have to abide by their business hours.

Both options sound great. So do you really have to choose?

Not anymore.

We’ve been listening to the needs of potential homebuyers and we’ve been working hard to develop ways to bridge the gap between online and local mortgage lenders.

That’s why we’re excited to introduce the new online pre-qualifying application for potential homebuyers. In as little as three minutes, at any time and any place, on your computer or your smartphone, you can fill out a straightforward application that will get you started on your home buying journey.

Once submitted, one of our knowledgeable lenders will get back to you regarding your pre-qualifying status and how much you can afford to spend on your new house, putting you one step closer to being in the house of your dreams.

You no longer have to choose between the convenience of an online lender and the personal touch of a local lender. This new online tool lets you start your mortgage journey whenever and wherever you want AND lets you have access to a local mortgage lending expert. Their invaluable advice about the local market and lending options could potentially save you thousands of dollars in your home buying process.

To start your home buying journey at your own convenience, you can fill out the new application here. We’ve made it as straightforward and simple as possible so that you can be on your way in no time.

However, if you would prefer to chat with one of our attentive and accessible lending agents, call your local branch or send us a message.