Exchange Club Account
To help you stay motivated to save, the Exchange Club Account increases your interest rate at tiered intervals. This exclusive account offers unlimited check writing and free checks.
Benefits Include:
- Overdraft protection plan
- Interest rates are variable
- Unlimited check writing
- Free club checks*
- Unlimited EB ATM usage
Exchange Club Tiers:
- Average Daily Balance:
- $0.01-$9,999.99 – 0.50% APY
- $10,000.00-$24,999.99 0.90% APY
- $25,000.00-$49,999.99 1.00% APY
- $50,000.00-$74,999.99 – 1.15% APY
- $75,000.00 and up – 1.25% APY
Builder’s Club
Getting kids started on establishing their financial future starts with you. **Builders Club is an incentive based *program offered by Exchange Bank to children under the age of thirteen.
Kids 12 & under who visit an Exchange Bank and open a savings account with an initial deposit of $50.00 or more will be enrolled into the Builders Club program. They will receive a building block “piggybank” and an Exchange Bank Builders Club t-shirt. Kids with existing accounts are eligible to participate in the program and will receive a building block and t-shirt.
55 Club
Our 55 Club is designed for our customers aged 55 and better. Enjoy banking that focuses on the service and relationship building you deserve!
You must deposit $1,000 to open this account.
Per Statement Cycle requirements: *Fees: $10 if average daily balance falls under $1,000.00; overdraft fees when applicable.
Rate May Change. APY effective publication date.
Average Daily Balances of:
$0.01-$9,999.99 – 0.50% Annual Percentage Yield (APY) | $10,000.00-$24,999.99 0.90% APY | $25,000.00-$49,999.99 1.00% APY | $50,000.00-$74,999.99 – 1.15% APY | $75,000.00 and up – 1.25% APY
Fees may be charged to the account which could reduce earnings.
