Apply in as little as
3 minutes.

Fill out our pre-qualification application to gain an advantage on house hunting!
Know your price range and let us help you find your dream!

Homeownership Set-aside
Program (HSP)

First-time homebuyers are provided down payment, closing cost and repair assistance if earnings are at or below 80% of the Area Median Income (AMI) for households purchasing or constructing homes in Colorado, Kansas, Nebraska and Oklahoma.

Single Family Housing
Guaranteed Loan Program

This program assists approved lenders in providing low and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.

NIFA Homebuyer
Assistance Program

Open the door to homeownership, even if you do not have enough money saved for down payment and closing costs. Our HBA Program can help you buy a home with a minimum investment of $1,000.

Get a head start on your mortgage today!

When you’re buying a home, you’ve got a lot on your mind – you might be anxious, overwhelmed, excited … maybe a little of everything?

At Exchange Bank, we’re busy dreaming up ways to make purchasing a home simple and streamlined. So we’ve put together a comprehensive Homebuyer’s Checklist with everything you need to get started!

Restrictions apply. See a Exchange Bank Home Mortgage Loan Officer for complete details.