Home Purchase Basics

Mortgage Resources & Education

Exchange Bank understands the complexity of mortgage financing options when purchasing a home. That is why we are happy to offer each of our customer’s assistance while finalizing the purchase of their home. The information below can offer helpful information to any future homeowner. Certain steps below are required for you to complete certain loan applications and must be done before closing. For more information please contact a Mortgage Specialist or read below.

We offer a wide variety of products and services that can make your home buying experience easier and more enjoyable. The items listed below are resources that you can use to help you understand the home buying process and the decision of actually buying a home. We encourage our customers to ask any and all questions that they may have as buying a home is often one of the biggest purchases an individual will make throughout their lifetime. For more information, rate quotes, general purchase, and loan information requests please contact any of our qualified Mortgage Lenders.

Is Homeownership Right for You?

Buying a home is the largest purchase most people will ever make. Homeownership has great benefits. Homeownership also comes with certain responsibilities.

Find a Housing Counselor

Housing counselors throughout the country can provide advice on buying a home. Click above on “Find a Housing Counselor” to find the approved agencies in your area.

Consumer Financial Protection Bureau

The mission of the Consumer Financial Protection Bureau is to make markets for consumer financial products and services work for Americans. Whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products. For more information regarding the benefits that the Consumer Financial Protection Bureau can provide for you please follow the link above.