Privacy Policy

FACTS

What does Exchange Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • transaction history and payment history
  • income and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Exchange Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Exchange Bank Share? Yes

Can you limit this sharing? No

For our marketing purposes–
to offer our products and services to you

Does Exchange Bank Share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does Exchange Bank Share? No

Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes–
information about your transactions and experiences

Does Exchange Bank Share? No

Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes–
information about your creditworthiness

Does Exchange Bank Share? No

Can you limit this sharing? We don’t share

For our affiliates to market to you

Does Exchange Bank Share? No

Can you limit this sharing? We don’t share

For nonaffiliates to market to you

Does Exchange Bank Share? No

Can you limit this sharing? We don’t share

Questions?

Call 308-468-5741 or go to https://www.eb-us.com

What we do

How does Exchange Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your account information to those employees who need to know that information to provide products or services to you.

How does Exchange Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Exchange Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Exchange Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Exchange Bank doesn’t jointly market.