Free Checking Account


Exchange Bank’s Free Checking is ideal for your no-frills checking account.

With no monthly fees and no minimum balance, this is our easiest checking account yet.

Benefits Include:

  • No Minimum Balance.

  • No Service Charge.*

  • $10 E-Statement bonus.*

  • $25 Direct Deposit bonus.**

You must deposit $100 to open this account.

Per Statement Cycle requirements:

*Must sign up for E-Statements to avoid service charge and receive $10 one time bonus.

**Direct Deposit must be deposited into the Free Checking Account within 90 days to be eligible for the one time cash bonus. Direct Deposit must be recurring.