Free Checking Account
Exchange Bank’s Free Checking is ideal for your no-frills checking account.
With no monthly fees and no minimum balance, this is our easiest checking account yet.
No Minimum Balance.
No Service Charge.*
$10 E-Statement bonus.*
$25 Direct Deposit bonus.**
You must deposit $100 to open this account.
Per Statement Cycle requirements:
*Must sign up for E-Statements to avoid service charges and receive a $10 one-time bonus.
**Direct Deposit must be deposited into the Platinum Checking Account within 90 days to be eligible for the one-time cash bonus. Direct Deposit must be recurring.
The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer. Exchange Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.