Your family's
dream home.

Our mortgage experts use creativity and common sense to get a loan that works best for your family. We have a number of options available that can suit your circumstances, and help you get into the home of your dreams quickly and affordably.

Why an Exchange Bank home loan?

Diversified Experts

Whether you need a USDA loan for rural or suburban property or a NIFA loan for first-time homeowners, we’ve got an expert right for you. Our experts are here for you with a relationship you can truly bank on.

Local Benefits

Big online lenders don’t always deliver on the promise of saving you money and being efficient. With Exchange Bank, you can always count on a familiar face any time you have questions or need support. Meet face-to-face with a lender for expertise you can rely on.

You Have Options

Did you know you can do more than just purchasing with a home loan? From construction loans, to refinancing, to home energy loans, there’s a perfect fit for you.

Lori Leonard (NMLS #441805) and Deb Young (NMLS #441815) of the Kearney branch have been recognized as a top NIFA loan producer from 2009 – 2014 and in 2015 and 2016 Lori was named #1 rural NIFA lender in Nebraska and Deb was in the top 10. Top Producer awards are given to the top ten loan officers who originate the most NIFA loans for first-time homebuyers in Nebraska every year.