Competitive tiered APY with minimum average balances.* $2,499.99 or less (APY: 0.50%) | $2,500.00 to $9,999.99 (APY: 0.65%) | $10,000.00 to 19,999.99 (APY: 1.00%) | $20,000.00 and up (APY: 1.25%).

Must have a Direct Deposit (Payroll or Social Social Security)

$1,000 minimum opening deposit. This Account is an interest bearing account. The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice. Average Daily Balance. The Average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. If the minimum Average Daily Balance is not maintained, account fees may be assessed. Contact an Exchange Bank for details. The Platinum Checking account is a tiered interest rate account. Contact Exchange Bank for details regarding minimum average daily balance and additional tier interest rates on the Platinum Checking Account. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer. Lincoln and Salina Branches only. Exchange Bank employees are not eligible for the cash bonus.

Per Statement Cycle requirements:

*Must sign up for E-Statements to receive a $10 one-time bonus.