Mortgage loans for those who serve

Exchange Bank helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide access to this valuable Veteran’s Affairs program.

Why should I get a VA loan?

No Membership Needed

Our process is straightforward. Unlike some lenders, no membership is needed to start your VA home financing with Exchange Bank. We’re here to provide great and personalized service without all the complications.

Additional Benefits

Everyone has a unique financial situation, so why not a loan to match? We work with you to take advantage of possible benefits such as no downpayment, flexible DTI ratios and relaxed credit requirements.

You Have Options

Did you know you can do more than just home purchasing with a VA loan? From improving your home’s energy systems to repairing or retaining your home’s value, there’s a perfect fit for you.

Helping you find your dream home.

How it works.

Take a few minutes to fill out our secure online application. Through straightforward questions, we’ll accurately capture your unique financial situation and take the guesswork out of your house price point. Once submitted, you will be contacted by one of our personal lenders who will walk you through your options and next steps.

Who can pre-qualify?

Any service member, veteran, or eligible surviving spouses. Pre-qualifying is simply the first step in the process of buying a house. It’s where you provide a snapshot of your financial situation and receive an ideal price point and mortgage payment for your home.

Why Exchange Bank?

Our lenders love nothing more than helping you find the perfect home that doesn’t break your bank account. To ensure unparalleled service, you work with the same lender from start to finish. Meet with them, call them up, whatever you need to put you at ease through the homebuying process.