Banking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer. Browse the Account Type(s) below to see a detailed listing of specific product features.

Business Checking

EBusiness Advantage

  • No Minimum Balance
  • Free Online Banking
  • Free Online E-Statements
  • Free Bill Pay
  • $0.25 credit back per $100 average daily balance at the end of the statement cycle
  • Cash Management Available
  • ATM/Debit Card available
  • 1Account fees and limitations may apply, ask for more details
  • Required opening deposit $50.00

Business Money Market Account2

  • 1No monthly service charge with an average daily balance of $1,000.00
  • Tiered interest on your average daily balance
    • $0.01 – $2,499.99
    • $2,500 – $9,999.99
    • $10,000 – $49,999.99
    • $50,000 – $74,999.99
    • $75,000 – and up
  • Free Online Banking
  • Free Online E-Statements
  • Federal transaction limitations will apply, ask for more details
  • If minimum balance is not maintained account fees may be assessed
  • Required Opening Deposit $1,000.00

1Additional account related fees or service charges may be assessed based on how you use the account, ask for more details.
2Federal transaction limitations will apply, ask for more details.

Business Savings2

  • 1No monthly service charge with an average daily balance of $50.00
  • Interest paid quarterly on average daily balance
  • ATM Card Available
  • Free Online Banking
  • Free Online E-Statements
  • Cash Management Available
  • If minimum balance is not maintained account fees may be assessed
  • Federal transaction limitations will apply, ask for more details
  • Required Opening Deposit $50.00

1Additional account related fees or service charges may be assessed based on how you use the account, ask for more details.
2Federal transaction limitations will apply, ask for more details.

An Exchange Bank Certificate of Deposit is a great way to invest your savings in a low-risk, competitive interest rate product. Exchange Bank has a wide variety of CD Terms that can help you structure your investment in the most sensible way for you. Lock in your rate today for a safe and competitive return on your investment.

A Certificate of Deposit is similar to a savings account in that they are FDIC insured. They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months or one to six years), and, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn with the accrued interest.

1Additional account related fees or service charges may be assessed based on how you use the account, ask for more details.
2Federal transaction limitations will apply, ask for more details.
3A penalty may be imposed for early withdrawal of the Certificate of Deposits. Interested is compounded quarterly on terms of 12 months or longer. Fees may reduce the earnings on the account.