These types of agreements consolidate investment advice, record keeping, safekeeping of securities, collection of income and bill payments and monitor income receipts. For your convenience, you receive one comprehensive report on a periodic basis detailing all of your investment activities for tax reporting. Plus, you are assured that the confidentiality of your portfolio is preserved.
Management is the key component of this program, which makes it our business to care for our clients’ property, in trust or otherwise. In addition, experience has shown that by employing professional investment assistance, you are better equipped to cope with inflation, obsolescence and other adverse factors that can erode capital and reduce the purchasing power of your funds all for a fee which is surprisingly affordable when compared to other investment management alternatives.
Exchange Bank will analyze and create a strategy that best fits your individual circumstances. This may include traditional stock offerings, both U.S. and overseas equities, mutual funds, real estate, and bonds. Together we will consider your goals and objectives, time horizon, income requirements, beneficiary concerns, 1tax situation and liquidity constraints to create an account that is best for you. If a Managed Investment Account is best for you we will manage your account in Conservative, Moderate Conservative, Moderate Aggressive, or Aggressive Investments depending on your risk tolerance. Or, if you choose to make all the investment decisions yourself, you can open a Custodial Investment Account.
Investment products are (1)NOT FDIC insured, except for Exchange Bank issued Certificate of Deposit; (2) are not deposits or other obligations of Exchange Bank or guaranteed by Exchange Bank, and (3) involve investment risks, including possible loss of principal amount invested.
1Consult your tax advisor regarding potential tax savings and deductions
